Toyota Finance & Lease Center | Toms River
Gateway Toyota takes the stress out of auto financing. From advice on whether to buy or lease our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Gateway Toyota Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Gateway Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Finance or Lease a Vehicle at Gateway Toyota
Here in Toms River, NJ, our dealership offers a wide selection of new and used vehicles. And when you find a model you like, our finance team can match you with the perfect loan or lease. Whether your credit is good, bad, or non-existent, it doesn't matter. We'll still work to find you a suitable plan.
Financing Options
Are you from the Howell area looking to secure a loan? Perhaps you live near Jackson, NJ, and are interested in a lease? Whatever you're looking for, we can help you find a plan that meets your budget. Though if you're unsure which plan you like, keep reading as we break down the benefits of each.
Loans
When you want to own the car you drive, a loan will help make that happen. And with a loan, you'll have the added benefit of being able to customize the model however you like. Plus, with on-time payments, you can also build your credit score.
But know that loans have larger monthly payments compared to leases.
Leases
Leasing is the option for any Lakewood driver not ready to commit to a specific vehicle. A lease only lasts for about Atwo or three years. Though when the lease ends, there are several options available to you. You can choose to extend the lease, buy the vehicle, or upgrade to a newer model.
However, leases have certain restrictions, like the number of miles you can drive.
Finance at Our Dealership
Choosing the right financial plan is just as important as choosing the right vehicle. Hopefully, now you have a better understanding of which plan is right for you. Though if you have more questions, you can call us or visit our dealership any time to learn more.
Your privacy is important to us.
Gateway Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Gateway Toyota
395 Route 37 East
Toms River, NJ 08753
- Sales: (732) 573-6050
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